How it works
From the moment you design a product to the day it matures, the process is built to be legible: you see the terms before you commit, own the result directly, and can value or exit it at any point.
Step 01
Choose your outcome
Pick a product family, an underlying (an index, equity, or asset), and the terms that matter to you — how much protection, the length of the term, and the amount. As you adjust, the payoff diagram and headline terms update live, so you can see exactly what you’re buying before committing anything.
Step 02
Get a firm price
When you’re ready, MoneyBricks sources a firm price from market makers. You review the final terms — the cap, protection, maturity, and total cost — shown clearly and net of fees. Nothing is committed until you explicitly confirm; the quote is yours to accept or walk away from.
Step 03
Issued as a token you own
On confirmation, the product is created and delivered to you as a token. Its terms are fixed at that moment and don’t change afterward. The token represents your holding — you own it directly, and it can be moved, held, or (for eligible products) used elsewhere in the digital-asset ecosystem.
Step 04
Track its value, live
Throughout the term, the product is valued and the estimate is refreshed regularly, so you can see what it’s worth at any time — not just at maturity. If you want to exit early, you can sell at the current market price rather than waiting for the term to end.
Step 05
Settles at maturity
At the end of the term, the product settles automatically to its defined outcome and the proceeds are returned to you. There is no fee at maturity — the cost was set transparently at entry.
Why hold it as a token
Direct ownership
The token is yours. It isn't an IOU sitting on a platform's balance sheet — you hold the instrument itself.
Transparent by default
Issuance, valuation updates, and settlement are recorded on a public network. Anyone can verify what exists and how it's marked.
Fixed terms
Once issued, the cap, protection, and maturity can't be quietly changed. What you agreed to is what settles.
Portable
Eligible products can move and be used across the digital-asset ecosystem, rather than being locked to one venue.
What makes it different
The difference is how a product comes into being. Each existing way to get a defined-outcome payoff forces a compromise — on access, on flexibility, or on whether the risk is really shaped at all.
Defined-outcome ETFs
A fixed shelf on a reset calendar. Preset underlyings, buffers, and caps — and to get the stated terms you must enter at the outcome-period reset, like a primary-market window. Off-cycle, your effective buffer and cap drift, so you give up some protection or some upside.
Private structured desks
Fully bespoke, but gated: six-figure-plus minimums, weeks of lead time, and a phone-and-PDF workflow reserved for private-bank clients.
On-chain yield
Native and instant, but it presents yield as an APY — earned by taking on credit risk, or by parking in low-yield money-market funds. It isn't a risk-shaped payoff you can define.
Issued on demand, to spec
Where does the money actually sit?
This documentation is for information only and is not investment advice, an offer, or a solicitation. Product availability, terms, and features vary by jurisdiction and eligibility and may change. Structured products carry risk, including the risk of loss; any protection or buffer applies at maturity and depends on the issuer meeting its obligations. MoneyBricks is currently operating on a public test network.