Docs / Fees

Fees

Our pricing is designed to be simple and transparent. You pay one clear cost to invest, returns are always shown net of fees, and there is no charge when a product matures — no hidden charges or surprise deductions.

You always see the full cost before you confirm. Every quote and every product displays its total cost in percentage and cash terms up front. Returns and net proceeds are quoted after fees, so the figures you see are the figures you get.

What you pay, and when

One entry cost

When you invest

You pay a single, transparent cost when you invest — a commission added on top of the product’s price. It’s shown to you in full, in both percentage and cash terms, on the confirmation screen before you commit. There are no separate structuring, packaging, or platform charges layered underneath.

Nothing at maturity

When the term ends

When a product reaches maturity and settles to its defined outcome, we do not charge a redemption fee. The proceeds are returned to you in full at the settled value.

A smaller cost to exit early

If you sell before maturity

You’re not locked in — you can sell a product before maturity at its current market price. Exiting early carries a smaller cost than the entry commission, again shown clearly before you confirm the sale.

Ongoing fee on yield vaults

For cash / yield vaults only

Open-ended yield products, such as cash vaults, may carry a small ongoing management fee. Where they do, the rate you see is always displayed net of that fee — the return shown is the return you keep. Fixed-term structured products do not carry an ongoing fee.

Network fees

On-chain actions

Because your holdings are tokens on a public network, some on-chain actions involve a small network (“gas”) fee paid to the network itself, not to MoneyBricks. These are typically minor and are separate from our commission.

Better terms at scale

The entry cost scales down with the size of an allocation. Larger investments and eligible account types access lower rates — your effective rate is always reflected in the quote you see.

No performance or exit penalties

We don’t take a cut of your gains, and there’s no penalty for holding to maturity. Beyond the entry cost (and a smaller early-exit cost), the outcome is yours.

Exact rates depend on the product, the size of your allocation, and your account type, and are shown in each quote. Rates may change over time; the figures presented at the point of investment are the ones that apply.

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This documentation is for information only and is not investment advice, an offer, or a solicitation. Product availability, terms, and features vary by jurisdiction and eligibility and may change. Structured products carry risk, including the risk of loss; any protection or buffer applies at maturity and depends on the issuer meeting its obligations. MoneyBricks is currently operating on a public test network.